Stop Living Paycheck to Paycheck

Create breathing room in your finances through a practical plan and steady everyday habits.

Anthony O’Neal offers tools and everyday habits for building financial margin, even when starting from zero. Drawing from his own story and experience coaching others, he explains how to create breathing room and take a more active role in managing money.

The book covers stabilizing finances, setting a vision for future goals, reducing consumer debt, and regaining control of spending. Anthony discusses saving several months of take-home pay and creating habits that protect financial progress.

He also considers investing, paying off a home, and thinking about the legacy a family wants to build.

For readers tired of the stress of barely getting by, the book offers a roadmap and encouragement for taking the first step. Anthony emphasizes a plan that helps people move forward without adding shame to an already difficult season.